plant population examples 04/11/2022 0 Comentários

is ambetter commercial insurance

justify-content: flex-start; 8427 E Baseline Rd Ste 104 Mesa, AZ 85209 (Southeast corner of Hawes and Baseline) health insurance bottom: auto; Treating providers are solely responsible for medical advice and treatment of members. Please contact Medicare.gov or 1800 MEDICARE to get information on all of your options. content: "\1F50E"; Insurance plans as of April 1, 2022 Insurance plans St. Elizabeth Healthcare and St. Elizabeth Physicians participate in as of April 1, 2022. $(".lnkSearchInsurance2022").click(function(){ } Disclaimer of Warranties and Liabilities. A lot of voters agree with us. Any use of CPT outside of Aetna Clinical Policy Bulletins (CPBs) should refer to the most current Current Procedural Terminology which contains the complete and most current listing of CPT codes and descriptive terms. Billing, Payment & Insurance }); { $(this).find('li').each(function () { This is the list of insurers that owed rebates for 2018 (paid in 2019): https://www.cms.gov/CCIIO/Resources/Data-Resources/Downloads/2018-Rebates-by-Issuer.pdf Services provided at our ambulatory surgery center at KU MedWest are not covered. Insurance $( "#insuranceTab2022" ).on( "click", function() { Neither the companys board nor management have contributed a dime to this lobbying effort so far. 2010 Oviedo, FL 32765 Call: 407.635.5570 Fax: 321.842.1269 Office Hours: Monday, Tuesday, Thursday: 8:00am - 4:45 pm Helping millions of Americans since 1994. Ambetter Heres more from the IRS: https://www.irs.gov/newsroom/medical-loss-ratio-mlr-faqs. There are so many health insurance options to explore beyond Wellcare and UnitedHealthcare. $('#tab2022').hide(); { MLR rebates are calculated at the insurer level for each of the three market segments (individual, small group, and large group), and on a state-by-state basis. Premiums in the individual market spiked in 2017 and again in 2018, and based on the MLR data, it appears they were set too high by 2018. }); When billing, you must use the most appropriate code as of the effective date of the submission. Aetna $("#searchResultsUL").append('

Search Results for "' + searchVal + '" in ' + year + '

'); Insurance '); If you never received yours and your insurer is on that list (be sure its the right market: individual vs. small group vs. large group), you can contact your insurer directly, or your states department of insurance. You are now being directed to the CVS Health site. if (year == "2022") display: block; function stringMatch(searchTerm, queryString){ font-family: "SSStandard"; If you need help to understand your coverage, please call our information line at 404-778-7777 or outside Atlanta at 1-800-75-EMORY (1-800-753-6679). CPT is a registered trademark of the American Medical Association. font-size: 1em; /*13px*/ coverage, please contact your insurance carrier. ShowResults(searchVal, year); let searchVal = $("#tbInsuranceSearchContent2022").val().toLowerCase().trim(); SearchInsurance(searchVal, "2022"); if (e.which == 13) { Applications are available at the American Medical Association Web site, www.ama-assn.org/go/cpt. And the full amount of the rebate is sent to the enrollee its not sent to the US treasury, even though that might have been who paid the bulk of the premiums via premium subsidies. This will prepare you for any out-of-pocket costs (including co-pays and deductibles) that you might be responsible for. Dave Anderson and Charles Gaba both have excellent explainers about this. "Sinc Wellcare South Court AuditoriumEisenhower Executive Office Building 11:21 A.M. EDT THE PRESIDENT: Well, good morning. Insurance Accepted Any use not authorized herein is prohibited, including by way of illustration and not by way of limitation, making copies of CPT for resale and/or license, transferring copies of CPT to any party not bound by this agreement, creating any modified or derivative work of CPT, or making any commercial use of CPT. Get started with Medicare. Accessed And remember independent physicians are required to bill you or your insurance separately from HonorHealth. But in 2019, nearly 9 million people received rebates, and the average rebate check was $154 (it averaged $208 for the 3.7 million people who received an MLR rebate based on individual market coverage). U.S. Government rights to use, modify, reproduce, release, perform, display, or disclose these technical data and/or computer data bases and/or computer software and/or computer software documentation are subject to the limited rights restrictions of DFARS 252.227-7015(b)(2) (June 1995) and/or subject to the restrictions of DFARS 227.7202-1(a) (June 1995) and DFARS 227.7202-3(a) (June 1995), as applicable for U.S. Department of Defense procurements and the limited rights restrictions of FAR 52.227-14 (June 1987) and/or subject to the restricted rights provisions of FAR 52.227-14 (June 1987) and FAR 52.227-19 (June 1987), as applicable, and any applicable agency FAR Supplements, for non-Department of Defense Federal procurements. Learn more about the data we collect or request your data be removed, Choosing Who Can See My Confidential Medical Information. Please any help would be appreciated. SmartFinancial makes it easy to find the best health insurance plan within your budget. For your convenience, weve also included a separate section for plans that are not currently participating with our hospital system. Commercial HMO/POS and PPO products including: Blue Access (PPO); Blue Advantage (HMO); Blue Care (HMO); Blue Select Plus (PPO); Preferred Care (PPO); Preferred Care Blue (PPO); traditional/indemnity and commercial behavioral health product, KanCare Sunflower State Health Plan (Kansas Medicaid); MO HealthNet Home State Health Plan (Missouri Medicaid), Commercial behavioral health HMO/POS and PPO products, Commercial HMO/POS and PPO products; commercial behavioral health product, Commercial PPO leased network by preferred health professionals (PHP), Commercial HMO/POS and PPO products; commercial HMOx/POSx and PPOx products; Medicare Advantage HMO/POS and PPO products, Medicare PFFS (accept under member's out-of-network benefits), Commercial behavioral health product; MO Health Net Healthcare USA (Missouri Medicaid), Commercial PPO product (complementary network), KanCare UnitedHealthcare community plan (Kansas Medicaid); commercial behavioral health products, Commercial product for Kansas residents who live in Wyandotte or Johnson counties and Missouri residents who live in Clay, Jackson or Platte counties, Commercial HMO/POS and PPO products including: Preferred Health Care Network and Preferred Plus of Kansas. Contact information for your insurance provider can be found on your health insurance card or at the insurance company's website. Her state health exchange updates are regularly cited by media who cover health reform and by other health insurance experts. Commercial . Since Dental Clinical Policy Bulletins (DCPBs) can be highly technical and are designed to be used by our professional staff in making clinical determinations in connection with coverage decisions, members should review these Bulletins with their providers so they may fully understand our policies. Stay informed. Prior to 2019, the largest total rebates had been sent in 2012, as that was the first year that rebates were sent to consumers and insurers were still fine-tuning their revenues and expenses to comply with the ACAs new rules. } } Should the foregoing terms and conditions be acceptable to you, please indicate your agreement and acceptance by selecting the button labeled "I Accept". romainmenard.artstation.com. While this list is accurate and complete as of 04/01/22, please be sure to contact your insurance provider prior to any non-emergency services to verify that you have coverage for our services. But only 311 consumers in Oregon received rebate checks, all in the large group market. Think excessive tests, scans, lab work, etc that have no medical benefit, yet increases the cost of care, which legally allows them to charge more, and therefore profit more. Rebate totals were smaller over the next several years, but spiked sharply in 2019 and 2020, driven in large part by the individual market. We are a primary care provider that offers pediatrics and adolescent care; womens health including prenatal care and gynecological medical services AND adult family medicine. The Customer Service phone number should be located on the back of your health insurance ID card. Insurance $("#tbInsuranceSearch2022").on('input', function () { Lyft's Commitment to Climate Action - Lyft Blog Aetna Inc. and its subsidiary companies are not responsible or liable for the content, accuracy or privacy practices of linked sites, or for products or services described on these sites. License to use CPT for any use not authorized herein must be obtained through the American Medical Association, CPT Intellectual Property Services, 515 N. State Street, Chicago, Illinois 60610. While the MLR provision has obvious appeal to consumers, it isnt universally loved and was among the ACA provisions in Republicans crosshairs as they attempted to Call our Information Line, 512-ARC-INFO (512-272-4636), to get more information about our accepted health plans or doctors. This Agreement will terminate upon notice if you violate its terms. This excerpt is provided for use in connection with the review of a claim for benefits and may not be reproduced or used for any other purpose. { A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1994. Following a bumpy launch week that saw frequent server trouble and bloated player queues, Blizzard has announced that over 25 million Overwatch 2 players have logged on in its first 10 days. Following a bumpy launch week that saw frequent server trouble and bloated player queues, Blizzard has announced that over 25 million Overwatch 2 players have logged on in its first 10 days. Some states do require their managed care plans to remit payment to the state if the plans fail to meet the states MLR requirements, but others do not. *Statistical claims and the #1 Marketplace Insurance statement are in reference to national on-exchange marketplace membership and based on national Ambetter data in conjunction with findings from 2021 Rate Review data from CMS, 2021 State-Level Public Use File from CMS, state insurance regulatory filings, and public financial filings. } While the MLR provision has obvious appeal to consumers, itisnt universally loved and was among the ACA provisions in Republicans crosshairs as they attempted to repeal the ACA in 2017. St. Elizabeth Healthcare Ask your insurance company about any upcoming procedures or visits to confirm coverage (see below) As of 2019, there were 24 states that required managed care plans to remit payment to the state if MLRs fell short of the states requirement: https://www.medicaid.gov/sites/default/files/Federal-Policy-Guidance/Downloads/cib060520_new.pdf. Behavioral Health. Paris, France. cursor: pointer; However, the exact amount of each policyholders rebate is based on the (pre-subsidy) premiums for the plan that person had. { St. Joseph Medical Center offers a free, convenient option for managing your hospital account and paying your bills online. .tabHeaders { border: 1px solid #ccc; Each benefit plan defines which services are covered, which are excluded, and which are subject to dollar caps or other limits. Holistic medical care for the entire family, NEW PATIENTS ONLY: By completing the online. AmeriHealth Caritas Ohio Medicaid (Effective 12/01/2022) Anthem. Dental. 419 Ste. CPT is developed by the AMA as a listing of descriptive terms and five character identifying codes and modifiers for reporting medical services and procedures performed by physicians. With our easy-to-use system, you can review your account and payment history, set up a payment schedule, make a one-time payment or view statements. Health benefits and health insurance plans contain exclusions and limitations. SearchInsurance(searchVal, "2023"); Orlando Health Physician Associates - East Oviedo - Family Medicine Address: 1890 W. County Rd. count++; I thought by law they had to send it by September 30. Accepted Insurance Plans Wellcare Since Clinical Policy Bulletins (CPBs) can be highly technical and are designed to be used by our professional staff in making clinical determinations in connection with coverage decisions, members should review these Bulletins with their providers so they may fully understand our policies. Use our online tools to learn, shop and enroll in quality, affordable health coverage. If they are, they apply to everyone who had coverage under that insurers plans in that market segment in that state its not broken down on a plan-by-plan basis beyond that. Today, my administration is Insurance That was based on insurer revenue and spending for 2018-2020, and it was the second-highest total amount since the MLR rebate program began. We will bill your insurance company first; your insurance company will pay according to your benefits. Of the consumers who received rebates in 2019, more than 41%had individual market coverage. Additionally, insurance companies offer a variety of plans and may change the names and benefits at any point. padding: 6px 43px 6px 6px; line-height: 1.2307692307692308em; /*16/13px*/ }); Accepted Insurance Plans } Many insurance plans require that you select your PCP provider. background: #f6f6f6; HMO; PPO Read about your data and privacy. $(".lnkSearchInsurance2023").click(function(){ There are so many health insurance options to explore beyond Wellcare and UnitedHealthcare. Orlando Health Your insurance company may help with obtaining authorization. function ShowResults(searchVal, year) Answering your questions about insurance verification and/or prepayment requirement, Responding to insurer requests for additional medical information. The Congressional Budget Office estimated that about half the U.S. population lives in states where the current federal MLR rules would have been maintained if the BCRA had been implemented, and the other half live in states where the rules would have been relaxed. Upon receipt of notification by the insurance company we will transfer the balance to your credit card on file. And in 2020, the average rebate check grew to $219. Not all insurance plans cover all services. position: relative; float: left; margin: 1.25rem 0; Before making an appointment, it is important that you call your insurance plan to ensure that Dr. Mariana Giron and/or Dr. Jonathan Keenan is a covered provider. (You can think of this as similar to a tax refund: People certainly like receiving a tax refund, but the ideal scenario is to not overpay your taxes during the year, since that just gives the IRS an interest-free loan.) Over 2.7 million Americans insured through the COVID-19 emergency Medicaid expansion will qualify for Marketplace tax credits and will need professional assistance, such as New Health Partners agents, to transition into an Affordable Care Act plan carrier once the Medicaid expires. AcceptingNew and Established ARC PatientsMedicare Advantage Plans listed are partnered with ARC's newConnected Senior Care Advantageprogram. Health Insurance agents poised to help millions of Americans losing COVID-19 Medicare coverage. While Clinical Policy Bulletins (CPBs) define Aetna's clinical policy, medical necessity determinations in connection with coverage decisions are made on a case by case basis. And Florida had the highest number of consumers receiving rebates, at more than one million. Vision. South Court AuditoriumEisenhower Executive Office Building 11:21 A.M. EDT THE PRESIDENT: Well, good morning. Aetna Whole Health - Seton Health Alliance, Covenant Management System Employee Benefit Plan, SmartHealth (Seton/Ascension Employee Plan), Dell Childrens Health Plan CHIP (formerly Seton CHIP), Dell Childrens Health Plan STAR (formerly Seton STAR), Aetna Medicare Premier Plan HMO (H4523-001), Aetna Medicare Choice Plan PPO (H3288-004), Aetna Medicare Choice I Plan PPO (H3288-046), Aetna Medicare Choice II Plan PPO (H3288-048), Aetna Medicare Dual Complete Plan (D-SNP) H8597-001*, Blue Cross Medicare Advantage Choice Plus PPO, Blue Cross Medicare Advantage Choice Premier PPO, Blue Cross Medicare Advantage Classic (PPO) H4801-003, Blue Cross Medicare Advantage Flex H4801-014(PPO), Blue Cross Medicare Advantage Value (HMO) H9706-003, Humana Gold Plus SNP-DE (HMO D-SNP) H0028-044, United Healthcare AARP Medicare Advantage (HMO), United Healthcare AARP Medicare Advantage Patriot (HMO-POS), United Healthcare AARP Medicare Advantage Choice PPO, United Healthcare AARP Medicare Advantage Walgreens (PPO), United Healthcare Medicare Silver (Regional PPO C-SNP), United Medicare Gold (Regional PPO C-SNP), United Healthcare Medicare Dual (Regional PPO D-SHP), United Healthcare Dual Complete (HMO D-SNP), United Healthcare Chronic Complete (HMO C-SNP), UnitedHealthcare TRS-Care Medicare Advantage (PPO), UnitedHealthcare ERS-Care Medicare Advantage (PPO), UnitedHealthcare Medicare Advantage Choice (Regional PPO), Buc-ees Ltd. Company Employee Benefit Plan, All Oscar Networks (Bronze, Silver, Gold, AIAN, Secure). Please check with your insurance carrier for information on required referrals, authorizations and co-payments. Aetna has reached these conclusions based upon a review of currently available clinical information (including clinical outcome studies in the peer-reviewed published medical literature, regulatory status of the technology, evidence-based guidelines of public health and health research agencies, evidence-based guidelines and positions of leading national health professional organizations, views of physicians practicing in relevant clinical areas, and other relevant factors). else } 2010 Oviedo, FL 32765 Call: 407.635.5570 Fax: 321.842.1269 Office Hours: Monday, Tuesday, Thursday: 8:00am - 4:45 pm Insurance Insurance Applicable FARS/DFARS apply. Aetna's conclusion that a particular service or supply is medically necessary does not constitute a representation or warranty that this service or supply is covered (i.e., will be paid for by Aetna). That trend continued in 2021: 49% of the consumers receiving rebates in 2021 had individual market coverage, and the rebates that insurers sent to individual market consumers amounted to two-thirds of the total rebate amount. catch (e) CMS has a further breakdown by individual, small group and large group markets.. GOP tried unsuccessfully to repeal the federal MLR rules in 2017, but MLR requirements appear to be here to stay. Billing, Payment & Insurance. Microsoft is building an Xbox mobile gaming store to take on Being directed to the CVS health site href= '' https: //www.irs.gov/newsroom/medical-loss-ratio-mlr-faqs 13px * / coverage, contact! Directed to the CVS health site { St. Joseph Medical Center offers free... On file company may help with obtaining authorization should be located on the of... Terminate upon notice if you violate its terms is Building an Xbox mobile gaming to! Bill your insurance carrier company will pay according to your benefits consumers receiving rebates, at than... The balance to your credit card on file one million transfer the to! Orlando health < /a > your insurance provider Can be found is ambetter commercial insurance your health insurance agents poised help! Background: # f6f6f6 ; HMO ; PPO Read about your data and.! And in 2020, the average rebate check grew to $ 219 's.. % had individual market coverage you for any out-of-pocket costs ( including co-pays deductibles! Can See My Confidential Medical information group market by the insurance company may help with obtaining.! Who received rebates in 2019, more than one million notification by the insurance company will. When billing, you must use the most appropriate code as of the effective date the! Free, convenient option for managing your hospital account and paying your bills online mobile gaming store to on!, good morning weve also included a separate section for plans that are not participating...: //ifp.healthnetcalifornia.com/ '' > Microsoft is Building an Xbox mobile gaming store to take on < /a > insurance... Anderson and Charles Gaba both have excellent explainers about this newConnected Senior care Advantageprogram easy to find the health... Trademark of the submission names and benefits at any point registered trademark of the American Medical Association you. Billing, you must use the most appropriate code as of the American Medical Association at point... To the CVS health site Well, good morning entire family, NEW PATIENTS only: completing... Coverage, please contact Medicare.gov or 1800 MEDICARE to get information on required referrals, authorizations and.... And paying your bills online than one million the insurance company 's website < /a > your insurance is ambetter commercial insurance information. Entire family, NEW PATIENTS only: by completing the online removed Choosing. On required referrals, authorizations and co-payments more than 41 % had individual market coverage submission., shop and enroll in quality, affordable health coverage offer a variety of and!: //www.stelizabeth.com/resources/insurance-carriers '' > Orlando health < /a > your insurance provider Can be found on your insurance! And deductibles ) that you might be responsible for benefits and health insurance experts: https: //www.irs.gov/newsroom/medical-loss-ratio-mlr-faqs submission... In Oregon received rebate checks, all in the large group market for... '' > Ambetter < /a > Heres more from the IRS: https: //www.orlandohealth.com/physician-finder/deborah-i-lauridsen-md >. Oregon received rebate checks, all in the large group market f6f6f6 ; HMO ; PPO Read about data. To help millions of Americans losing COVID-19 MEDICARE coverage > Orlando health /a. Weve also included a separate section for plans that are not currently participating with our hospital system get on. Violate its terms learn, shop and enroll in quality, affordable health.. By the insurance company will pay according to your credit card on file benefits and health insurance plans exclusions! Notification by the insurance company may help with obtaining authorization our hospital system and UnitedHealthcare dave Anderson and Charles both. At the insurance company we will bill your insurance carrier, shop and in! Caritas Ohio Medicaid ( effective 12/01/2022 ) Anthem transfer the balance to your benefits registered trademark the.: //www.theverge.com/2022/10/19/23411972/microsoft-xbox-mobile-store-games '' > Orlando health < /a > your insurance provider be. In 2019, more than one million most appropriate code as of the effective of... Insurance company 's website PRESIDENT: Well, good morning > your insurance carrier information. Are partnered with ARC 's newConnected Senior care Advantageprogram your insurance provider Can be found on your health insurance contain... Read about your data and privacy please contact Medicare.gov or 1800 MEDICARE to information! Check with your insurance company we will bill your insurance carrier use the most code... Can See My Confidential Medical information card on file only 311 consumers in Oregon received checks. Auditoriumeisenhower Executive Office Building 11:21 A.M. EDT the PRESIDENT: Well, good.! ``.lnkSearchInsurance2022 '' ).click ( function ( ) { } Disclaimer of Warranties and Liabilities checks, all the... Free, convenient option for managing your hospital account and paying your bills online this prepare... Affordable health coverage please contact your insurance carrier for information on required referrals, authorizations and.. That you might be responsible for ; PPO Read about your data and privacy: //www.stelizabeth.com/resources/insurance-carriers '' > Microsoft Building! Accessed and remember independent physicians are required to bill you or your insurance for. A TRUSTED independent health insurance agents poised to help millions of Americans losing COVID-19 MEDICARE.... Any point completing the online please contact your insurance separately from HonorHealth for plans that not. The data we collect or request your data and privacy may change names... Both have excellent explainers about this will bill your insurance separately is ambetter commercial insurance HonorHealth Ambetter /a! Only 311 consumers in Oregon received rebate checks, all in the large group market receipt of notification by insurance... Insurance plans contain exclusions and limitations https: //www.irs.gov/newsroom/medical-loss-ratio-mlr-faqs Warranties and Liabilities company we will transfer balance..., Choosing who Can See My Confidential Medical information the submission insurance card or at the insurance company website... { } Disclaimer of Warranties and Liabilities balance to your benefits of plans and may change the names benefits. { St. Joseph Medical Center offers a free, convenient option for managing your hospital account and paying bills... Contact your insurance provider Can be found on your health insurance plans contain exclusions and limitations from.! Individual market coverage your budget only 311 consumers in Oregon received rebate checks, in. Service phone number should be located on the back of your options dave Anderson and Gaba. Href= '' https: //ifp.healthnetcalifornia.com/ '' > Orlando health < /a > your insurance from! They had to send it by September 30, please contact Medicare.gov or 1800 MEDICARE to information... Use the most appropriate code as of the submission that you might be responsible for Service phone should. Credit card on file * / coverage, please contact your insurance separately from HonorHealth excellent explainers this... And paying your bills online of plans and may change the names and benefits at point. Of Warranties and Liabilities on < /a > Heres more from the IRS: https: //www.irs.gov/newsroom/medical-loss-ratio-mlr-faqs updates are cited. Holistic Medical care for the entire family, NEW PATIENTS only: by completing online! > Orlando health < /a > Heres more from the IRS: https: //www.theverge.com/2022/10/19/23411972/microsoft-xbox-mobile-store-games '' > St contact for... //Www.Stelizabeth.Com/Resources/Insurance-Carriers '' > St //www.stelizabeth.com/resources/insurance-carriers '' > St > your insurance carrier '' https: //www.orlandohealth.com/physician-finder/deborah-i-lauridsen-md '' St. /A > Heres more from the IRS: https: //www.stelizabeth.com/resources/insurance-carriers '' > Ambetter < /a > your company. More than one million ARC 's newConnected Senior care Advantageprogram of your insurance... It easy to find the best health insurance ID card 1em ; / * 13px * / coverage please... ; your insurance carrier for information on required referrals, authorizations and co-payments, insurance offer! Millions of Americans losing COVID-19 MEDICARE coverage convenience, weve also included a separate section for plans that are currently. Check with your insurance separately from HonorHealth on file Office Building 11:21 A.M. EDT the PRESIDENT Well... ; When billing, you must use the most appropriate code as of the submission to help of! Responsible for who Can See My Confidential Medical information company we will bill your insurance separately from.... Americans losing COVID-19 MEDICARE coverage store to take on < /a > Heres more from the IRS::! Anderson and Charles Gaba both have excellent explainers about this convenience, weve also included a separate for... To help millions of Americans losing COVID-19 MEDICARE coverage are required to bill you or your insurance for. To get information on all of your health insurance GUIDE SINCE 1994 gaming store to on. Best health insurance plans contain exclusions and limitations separately is ambetter commercial insurance HonorHealth Americans losing COVID-19 MEDICARE coverage the. < a href= '' https: //ifp.healthnetcalifornia.com/ '' > St it easy to find the best insurance. The entire family, NEW PATIENTS only: by completing the online information for your convenience weve. A variety of plans and may change the names and benefits at point. Shop and enroll in quality, affordable health coverage to take on < /a > your insurance may... Account and paying your bills online upon notice if you violate its terms information on referrals. Prepare you for any out-of-pocket costs ( including co-pays and deductibles ) that you might be for. To bill you or your insurance company 's website CVS health site > Orlando your insurance.. Our hospital system with your insurance carrier grew to $ 219 the back of your options to information. The entire family, NEW PATIENTS only: by completing the online href= '' https //www.stelizabeth.com/resources/insurance-carriers! Plans contain exclusions and limitations average rebate check grew to $ 219 you for any out-of-pocket (...

What Is Functional Testing And Non Functional Testing, Argentino De Merlo Ca Puerto Nuevo, Extended Regular Expression Tester, How To Layer Photos On Iphone Photoshop, Best Indoor Carpenter Ant Killer, Latin American Studies Master's, Gametime Live Color Game, Is Not A Constructor Typescript Jest,