what is brinks prepaid mastercard

Netspend is the federally registered U.S. service mark of Netspend Corporation. Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision. 1 sponsored products and services, or your clicking on links posted on this website. Any issuers discussed on our site are vetted based on the value they provide to consumers at each of these levels. now = new Date(); 6,000,608 and 6,189,787. Release Summary. $4.95 per transfer via Customer Service Agent. this post may contain references to products from our partners. Your funds on deposit are FDIC insured up to $250,000 through your issuing bank, subject to aggregation of all funds held on deposit. Card use subject to activation and identity verification. To participate in the Savings The Brink's Prepaid Mastercard is an opportunity for consumers to gain control of their finances and get paid up to two days faster 1 with direct deposit of your paychecks or government benefits.. Other factors, such as our own proprietary website rules and the likelihood of applicants' credit approval also impact how and where products appear on this site. Bankrate, LLC NMLS ID# 1427381 | NMLS Consumer Access So you can avoid interest payments, bounced checks, or overdraft fees. Domestic ATMs only charge a $2.50 withdrawal fee. 2Fees for bank transfers are determined by the transferor's bank and may be charged to the transferor's bank account by the service provider or originating bank. WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. All Rights Reserved. Charges a monthly maintenance fee of up to $9.95. Open to legal residents of the 50 U.S. or DC, and legal age of majority prior to time/date of entry. Account funds are withdrawn through the Card Account (maximum 6 such transfers per calendar month), Card Account transaction fees could theYear = now.getYear(); Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. You could win up to $5,000 in the Brink's Show Me The Money Truck Sweepstakes. His areas of expertise include credit card strategy, rewards programs, point valuation and credit scores, and his stories on building credit have been cited by Mic.com, LifeHacker, People.com and more. See if you qualify for student loan refinancing and compare real time offers. Refinancing Student Loans, Alternatives To Private Student Loan Forgiveness. You may opt-out at any time by visiting the Payback Rewards page in your Online Account Center. You can add money to your Brink's Card from an existing bank account or from another Brink's Card. The Brinks Prepaid Mastercard goes above and beyond our expectations for a prepaid debit card. Residents of Vermont are ineligible to open a Card Account. More from our insights library: The True Costs of Manual Cash Management Manual cash management costs businesses time and money. Whether you are filling up your tank, shopping for groceries, or eating a meal with the family, your Brink's Money Prepaid Card is there for you. This caveat is worth considering since prepaid cards dont enjoy as many federal protections as debit and credit cards do. Its hard to steer clear of these fees, especially considering the list of situational costs like a 4 percent foreign transaction fee, $5.95 90-day inactivity fee and even a $4.95 fee for a custom picture on your card. The card comes with a mobile app . Cardholder is responsible for repayment of any negative balance. *Card issued by Republic Bank & Trust Company, Member FDIC. details about how and when you get rewarded. The Brink's Money Prepaid Mobile App gives you the power to manage your money on the go from the palm of your hand - View your transaction history and balance - Send money to friends and family 1 - Move money to and from Savings Account - Find the closest reload locations - Load checks using mobile image capture 2 Keep in mind that if you want access to credit quickly, the Self Credit Builder Account with Secured Visa is not the path you should take. * Find surcharge free ATMs. April Find out how. Your money is in your Brink's Money Account and ready to be used by 8 a. CT on your payday. Our editors and reporters thoroughly fact-check editorial content to ensure the information youre reading is accurate. money on your Card via Western Union Money Transfer. You may also be charged a fee by the ATM operator. With this combination of expertise and perspectives, we keep close tabs on the credit card industry year-round to: At Bankrate, we focus on the points consumers care about most: rewards, welcome offers and bonuses, APR, and overall customer experience. editorial policy, so you can trust that our content is honest and accurate. The best move by far is to accept the reduced monthly plan as a Brinks Preferred Benefit member, which requires $500 in qualifying direct deposits each month. It should have a phone number that you can call to assist you in reloading the card. Netspend, a Global Payments company, is a registered agent of Republic Bank & Trust Company. Use Direct Deposit As such, your money may go a bit farther with a debit or credit card. Mobile Check Load is a service provided by First Century Bank, N.A. $3.00 per transfer. Use your Brink's Money Prepaid Mastercard to shop online, in stores, on the phone basically anywhere Debit Mastercard is accepted! - Midnight (CT) Saturday - Sunday: 8 AM. . banking practice of posting funds at settlement. 8 Faster funding claim is based on a comparison of our policy of making funds available upon receipt of payment instruction versus the typical 4 Faster access claim is based on comparison of a disbursement via direct deposit vs. disbursement via a mailed paper check. How much should you contribute to your 401(k)? However, credit score alone does not guarantee or imply approval for any Unapproved checks will not be funded to your card. Card activation and identity verification required before you can use the Card Account. Brink's Prepaid Mastercard does not require a credit check, so approval is guaranteed. These are variable rates and may change Residents of Vermont are ineligible to open a Card Account. Cardholders will receive the Reduced Monthly Plan Fee of $5 on their next Plan Fee assessment date. Instead, you might want to focus on earning a higher credit score with your card if you have less-than-perfect credit. On the other hand, the Brinks Prepaid card doesnt provide access to credit at all, just the ability to load the card with your money and swipe at payment terminals or use online. Fee applies if there are funds in the Card Account and the Card Account has had no activity, i.e., no purchases; no cash withdrawals; no load transactions; and no Balance Inquiry Fee for ninety (90) days. and record information that identifies each person who opens a Card Account. institution. Cardholder Agreement for details. but can take up to one hour. Set the dial to 0. Should You Hire a Debt Settlement Company or Do It Yourself? Fee is assessed to transferor's account when the transfer is These are some of the most common fees associated with the use of your Card. Brink's Money Prepaid Mastercard. reduce the interest earned on the Savings Account. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. There are no fees for purchases, and the first late fee is even waived (up to $41 after that). It's secure, fast, and free. To order a Card, provide your name, mailing address and email address. You'll receive a Card in the mail within 7-10 business days. Restrictions include: no ATM withdrawals, international transactions, account-to-account transfers and additional loads. Your funds on deposit are FDIC insured up to $250,000 through your issuing bank, subject to aggregation of all funds held on deposit. The Savings Account is made available to Cardholders through Republic Bank & Trust Company; Member FDIC. document.write(theYear); Account program, Cardholder must consent to and continue receiving communications from us in electronic form. Plan. The Brink's Prepaid is a decent starter card that offers rewards like a credit card, but carries a few fees to consider. family Nouri Zarrugh is a writer and editor for CreditCards.com and Bankrate, focusing on product news, guides and reviews. 5 No charge for this service, but your wireless carrier may charge for messages or data. Earn unlimited 1% cash back on all other purchases automatically. Early availability of funds requires payor's support of direct deposit and is subject to the timing of payor's payment instruction. We may also ask to see your driver's license or other identifying information. Netspend Corporation, a Global Payments Company (NYSE: GPN) is a leading provider of general-purpose reloadable (GPR) Plan. The Brinks Prepaid is only worth it in very specific situations, like if you cant open a traditional banking account. Use of the Card Account is subject to activation, ID verification, and funds availability. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by . 2023 Bankrate, LLC. LET'S TALK. Brink's is founded on a heritage of trust and a reputation as the most reliable name in the industry. Netspend is the federally registered U.S. service mark of Netspend Corporation. This card allows you to enroll in direct deposit to get paid up to two days earlier. We maintain a firewall between our advertisers and our editorial team. From bill pay to a mobile app, text alerts to a purchase cushion, the Brinks reloadable debit card is one of our top rated prepaid cards. Prepaid MasterCards are used like regular credit cards. and everyday life! NO PURCHASE NECESSARY. 1IMPORTANT INFORMATION FOR OPENING A CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, It's ideal for those who want early access to paychecks or government benefits or the ability to load funds in-person at more than 130,000 Netspend Reload Network locations in the US. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. 1. After qualifying, Monthly Plan 2Faster funding claim is based on a comparison of our policy of making funds available upon receipt of payment instruction versus the typical banking practice of posting funds at settlement. Each purchase will cost $1.50, but the $9.95 monthly plan may save you money depending on how often youll use your card. transfer conducted through a Netspend Customer Service agent. We continually strive to provide consumers with the expert advice and tools needed to succeed throughout lifes financial journey. Login. There's no minimum spending or maximum rewards. No cost for online or mobile Account-to-Account transfers between Netspend Cardholders; a $4.95 fee applies to each such create up to a $10.00 negative balance on your Card Account. Account program, Cardholder must consent to and continue receiving communications from us in electronic form. See the Standard text message or data rates may apply. Along with card spending, your most sizable reward opportunities are unlimited $20 referral bonuses if individuals you refer put at least $40 on their cards. Fee varies Per transfer. And your money is FDIC Insured by Republic Bank & Trust Company, Member FDIC, upon card activation and identity verification. If custom card is lost, stolen, or damaged, any request for: (a) a replacement Netspend, a Global Payments company, is a registered agent of Republic Bank & Trust Company. Brink's Prepaid Mastercard sets a daily direct deposit limit of $7,500. Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. A fee may also be assessed by a financial institution that is not a Mastercard member financial institution. Clear the combination-lock tumblers by rotating the dial clockwise several times. Login. Internal Revenue Service backup withholding at the time of the request to open a Savings Account, the request will be declined. Cardholder may enroll in the Monthly Plan to pay a flat fee of $9.95 per month instead of paying a fee for every purchase transaction under the Pay-As-You-Go Managing your money wherever, whenever. The company you trust offers you the features and benefits. Calculated based on the U.S. Dollar amount of the purchase transaction or cash withdrawal. Fill in the application form. theYear = now.getYear(); Use your Brink's Money Prepaid Mastercard to shop online, in stores, on the phone basically anywhere Debit Mastercard is accepted! , so if you choose it over the Brinks Prepaid, it may be helpful to open a Discover banking account. There is a signature transaction fee of $1.50 every time a merchant requires signature-based authentification. The owner of this website may be compensated in exchange for featured placement of certain Sponsored by: Netspend Corporation, 5900 Airport Boulevard, Austin TX, 78752. See below for Official Rules & complete details. How to Open a Brinks fire Safe. Direct Deposit more than $500 in payroll or government benefits in a calendar month and you'll be eligible for the Reduced Monthly Plan, our plan with the most features. Some prepaid cards require you to provide some personal information, such as your full name, address, date of birth, email, and SSN. Use the Brink's Money Prepaid Mobile App to manage your Card Account on the go and enroll to get text message . standard Replacement Card Fee. iPad. To participate in the Savings Account program, Cardholder must consent to and continue receiving communications from us These are promotional rates and may change Turn the dial clockwise fully four times, and stop on the first number for the combination lock on the fifth turn of the dial. Any opinions, analyses, reviews or recommendations expressed here are those of the authors alone, Take our 3 minute quiz and match with an advisor today. Because Savings With Brink's Direct Deposit, you can get paid faster than a paper check. You can also deposit your paycheck or a personal check using the mobile banking app, available for both Apple and Android phones. the Average Daily Balance which is $1,000.00 or less will be 4.91%. However, if you need a checking account and have no access to a traditional one, the Brinks can be helpful. For a complete list of fees, please refer to the fee schedule in the Cardholder by SuperMoney users with a score of -47, equating to 2.1 on a 5 point rating scale. - 8 PM. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company pursuant to a license by Mastercard International Incorporated. The interest rates and APYs of each tier may change. All checks are subject to approval for funding in Ingo Money's sole discretion. Hidden. This is a third-party fee and is subject to change. The offers that appear on this site are from companies from which Bankrate.com receives compensation. Certain restrictions apply; see the program terms and conditions for full details, including point earning and However, its still a stepping-stone to better products and should be used as such. 1IMPORTANT INFORMATION FOR OPENING A CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, Bankrates editorial team writes on behalf of YOU the reader. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. now = new Date(); What Are Collateral-Free Unsecured Business Loans? Considering a card program for your business? 8. Bankrate.com is an independent, advertising-supported publisher and comparison service. Brinks Prepaid Mastercard at Republic Bank & Trust Company's secure website PREPAID RATING 4.8 OVERALL RATING 3.7/5.0 Our Review Brink's gives you the peace of mind you deserve. 5. 6 The $10 Purchase Cushion is not an extension of credit; it is a courtesy exercised at our discretion. App Store is a service mark of Apple Inc. Google Play and the Google Play logo are trademarks of Google LLC. Neither Plan Fee option includes any other fees. Besides its laundry list of fees, a few other key considerations deserve your attention before choosing the Brinks Prepaid. Our goal is to give you the best advice to help you make smart personal finance decisions. The interest rates and APYs of each tier may change. Interest is calculated on the Average Daily Balance(s) of the Youll earn 1 Payback Point per dollar on signature purchase transactions (just select credit on the keypad at checkout), minus your purchase fees. Approved purchase transactions may Get a free consultation from a leading credit card debt expert. Because Savings Account funds are withdrawn through the Card Account We may also ask If Netspend, a Global Payments company, is a registered agent of Republic Bank & Trust Company. No minimum balance necessary to open Savings Account or obtain the yield(s). Netspend Corporation.All rights reserved worldwide. person and may be one indicator to the credit type you are eligible for. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions. This is a third-party fee and is subject to change. Here are some of the ways to add money to your Card Account once you've activated your Card and verified your identity.1, Add Money to your Brink's Money Prepaid Mastercard >. But if youre a Brinks Preferred Benefits cardholder, the issuer may give you up to a $10 negative balance as a courtesy, offering some wiggle room if youre in a pinch. Other factors, such as our own proprietary website rules and whether a product is offered in your area or at your self-selected credit score range can also impact how and where products appear on this site. If Cardholder is subject to What is a Brink's money card The Brink's Money Prepaid Mastercard is an award-winning debit card with many rewarding features. that identifies each person who opens a Card Account. See the program FAQs and Terms and Conditions in your Online Account Center for additional This feature drops your monthly plan to $5 a fee similar to other prepaid cards. A virtual card is simply a debit or credit card without the actual, physical card. Which Account Fits You Best? Still, the card offers two-day early direct deposit and a decent portfolio of handy Netspend benefits if youre a Brinks Preferred Benefits cardholder (load qualifying direct deposits of at least $500 in one month to be eligible). Standard text message or data rates may apply. Furthermore, there are better prepaid cards that can truly help you establish financial security and provide avenues to graduate to products like the best secured credit cards. If you need an account to start building a financial foundation, then the Self is a better option since it reports to the three credit bureaus and may improve your credit mix. Managing your money wherever, whenever. This is a third-party fee and is subject to change. Fee How to Negotiate with Creditors for a Lower Debt Settlement, How To Find Auto Insurance That Covers Any Driver, How to Get Cheap Auto Insurance Before You Buy a Car, Complete Guide to Choosing the Best Auto Insurance, What Homeowners Need To Know About Excess Flood Insurance, How to Find Home Insurance that Covers Water Damage, How to Find Home Insurance That Covers Everything, How to Dispute a Home Insurance Claim Settlement, Surprising Things Homeowners Insurance Doesn't Cover, How to Find the Best Whole Life Insurance Policy, Differences Between Whole and Term Life Insurance. bank account, or get paid up to 2 days faster8 with no-cost Direct Deposit. After three months of on-time payments, plus at least $100 of the CD loan paid back, you can apply for the Self credit card. Order Your Brink's Money Prepaid Card Here >. Don't have a card? Use of the Card Account is subject to activation, ID verification, and funds availability. 2. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Bankrate.com is an independent, advertising-supported comparison service. Our experts have been helping you master your money for over four decades. Certain products and services may be licensed under U.S. Patent Nos. Its not a long-term option, but is a great short-term solution. We value your trust. Up to $3.95 per load. CONSUMER DISCLOSURE: NO PURCHASE OR PAYMENT OF ANY KIND IS NECESSARY TO ENTER OR WIN. Ends 1/31/22. Bankrate has answers. CTA Banner. Standard text message or data rates may apply. Enroll in Direct Deposit to have your paycheck or government benefits onto your Card Account. Can You Build Credit With a Prepaid Credit Card? If the Average Daily Balance is $1,000.00 or less, the interest rate paid on the entire balance will be 4.91% with an Annual Percentage Yield (APY) of 5.00%. prevention restrictions at any time, with or without notice. A FICO score/credit score is used to represent the creditworthiness of a Brink's Prepaid Mastercard. Find Your Best Match for Student Loan Refinancing. Does Brinks charge a monthly fee? Check the banks website for the most current information. The Company you trust is offering you the features and benefits you deserve. 4. Where the Discover it Secured Credit Card really outshines compared to the Brinks Prepaid is its reduced fees. Unfortunately, your balance will be constantly nibbled into by the cast of fees that usually come with even the best prepaid cards. And look at all the freebies you get: Free direct deposit. For up-to-date ; Use the Brink's Money Prepaid Mobile App to manage your Card Account on the go and enroll to get text message or email alerts (Message & data rates . All rights reserved. SuperMoney strives to provide a wide array of offers for our users, but our offers do not You can see a full range of options, including Automated Clearing House (ACH) Payments and MoneyGram, Visit any of the over 130,000 reload locations in the. 8. numbers. Void where prohibited by law. Because the Payback Points programs terms are a bit vague, its difficult to tell the exact point value. 7 The Savings Account is made available to Cardholders through Republic Bank & Trust Company; Member FDIC. Additional transaction fees, costs, terms and conditions may Republic Bank & Trust Company and Mastercard are Prepaid cards operate like debit cards in that you cant spend beyond your cards balance. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. identity. location, and varies depending on location and amount of cash withdrawn. The Brink's Prepaid Mastercard is designed for consumers who want the convenience of paying with plastic but don't want (or don't qualify) for a regular credit card. Netspend Corporation.All rights reserved worldwide. You'll also get text alerts each time the card is used so you'll always know the balance and you'll remain protected from unauthorized purchases. Account funds are withdrawn through the Card Account (maximum 6 such transfers per calendar month), Card Account transaction fees could 6 Payback Rewards is an optional program. * See the online application for details about terms and conditions for these offers. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. A FICO score/credit score is used to represent the creditworthiness of a to fraud prevention restrictions at any time, with or without notice. *SuperMoney is not responsible for third party products, services, sites, recommendations, endorsements, reviews, etc. Save time don't wait in line to cash your check, Save money don't pay fees to cash your checks, Access to a Savings Account up to a 5.00% APY. Brink's understands that time and money are valuable to you. The APYs were accurate as of var now = new Date(); var balanceDate = now.getMonth() + "/01/" + now.getFullYear(); document.write(balanceDate);. The Brink's Prepaid Mastercard is designed for consumers who want the convenience of paying with plastic but dont want (or dont qualify) for a regular credit card. When you activate your Brink's Money Prepaid Mastercard and verify your identity, you get more than a Card. The Brink's Money Prepaid Mastercard gives you the convenience of having a bank debit card. Rebekah holds a bachelors degree with a double major in Communication and English. Certain products and services may be licensed under U.S. Patent Nos. With the Reduced Monthly Plan you get: All fee amounts will be withdrawn from your Card Account, except where prohibited by law. identity. What Are the Differences Between Federal and Private Student Loans? You may have to pay a fee of up to $3.95 every time you load the card, Charges a $1.50 signature purchase transaction fee. lending partners' website, they will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and Enroll in Direct Deposit to get yout paycheck or government benefits in your Card Account up to 2 days faster. Surprisingly for a security brand, the Brinks card doesnt offer any of the additional account security features youll find with its Netspend cousins. Check the information is accurate and submit your application. These additional offers are similar to card-linked reward programs, like Amex Offers or Chase Offers. It's well-known and trusted by consumers and retailers alike, has an enormous network, and this prepaid credit card has pretty low fees compared to others in the industry. Use your card for signature purchase transactions then redeem those points for cash back on your Card Account.4, Add check funds to your Brink's Prepaid Mastercard with the mobile app.5, Checks subject to approval.

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